| SAVINGS |
| Passbook Savings |
- $10.00 deposit required to open the account
- Interest is compounded and credited quarterly
- At our discretion we may change the interest rate at any time
- $1.00 monthly service charge will be assessed if the daily balance falls below $100.00 any day of the statement cycle
- No service charge for persons under 18 years or 60 years of age and older
- Limited to six (6) preauthorized transfers each four (4) week or similar period.
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| Safe Money Market Account |
- $2,500.00 deposit required to open the account
- Interest is compounded and credited monthly
- $5.00 monthly service charge if the daily balance falls below $2,500 any day of the statement cycle
- Limited to six (6) preauthorized transfers each four (4) week or similar period.
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| Certificates of Deposit |
- Minimum balance requirements from $100.00 to $2,500.00 depending on term
- Terms from seven days to five years
- One time adjustable rate available on some terms
- May be a penalty for early withdrawal
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| Individual Retirement Accounts IRA |
- $100.00 required to open account
- Traditional, ROTH, and Coverdell Education Savings Accounts available
- Flexible terms with premium interest rates
- May be a penalty for early withdrawal
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| Moola Moola Savings Club For Children |
- $10.00 deposit required to open the account
- No service charge on accounts held by children 12 years and under
- Interest is paid and compounded quarterly
- Begin good savings habits and earn rewards too!
- Limited to six (6) preauthorized transfers each four (4) week or similar period.
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ACCOUNT DISCLOSURES AVAILABLE UPON REQUEST
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