Wednesday, May 22, 2013
Online Banking
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Notice
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1-800-535-8440

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DEPOSIT ACCOUNT INTEREST RATES
Interest Rates & Annual Percentage Yield's (APY's) are current as of
May 15, 2013


CD SPECIALS
Certificate of Deposit Specials
Description Minimum
Balance
Interest
Rate
Annual
Percentage
Yield
9 Month Special * $1,000.00 0.30% 0.30%
* a penalty may be imposed for early withdrawal


CERTIFICATES OF DEPOSIT
Call an employee for more information on fees, rates & terms
Description Minimum
Balance
Interest
Rate
Annual
Percentage
Yield
60 Month Certificate of Deposit * ** $100.00 1.40% 1.41%
48 Month Certificate of Deposit * ** $100.00 1.10% 1.10%
36 Month Certificate of Deposit * ** $100.00 0.80% 0.80%
24 Month Certificate of Deposit * ** $100.00 0.50% 0.50%
12 Month Certificate of Deposit * $100.00 0.30% 0.30%
182 Day Certificate of Deposit * $2,500.00 0.15% 0.15%
91 Day Certificate of Deposit * $2,500.00 0.05% 0.05%
7-31 Day Certificate of Deposit * $2,500.00 0.05% 0.05%
* A penalty may be imposed for early withdrawal.
** The interest rate and annual percentage yield may change after account opening. Fees could reduce the earnings on the account(s).



 
 
PASSBOOK SAVINGS ACCOUNT
Description Minimum
Balance
Interest
Rate
Annual
Percentage
Yield
Passbook Savings ** $10.00 0.05% 0.05%
** The interest rate and annual percentage yield may change after account opening.  Fees may reduce earnings on the account(s).



SAFE MONEY MARKET ACCOUNTS
Description Minimum
Balance
Interest
Rate
Annual
Percentage
Yield
up to $2,499.99 ** $2,500.00 0.05% 0.05%
$2,500.00 - $24,999.99 ** $2,500.00 0.05% 0.05%
$25,000.00 - $49,999.99 ** $2,500.00 0.10% 0.10%
$50,000.00 - $99,999.99 ** $2,500.00 0.10% 0.10%
$100,000.00 and up ** $2,500.00 0.15% 0.15%
** The interest rate and annual percentage yield may change after account opening. Fees may reduce earnings on the account(s).


 
LEGACY CHECKING ACCOUNTS
Description Minimum
Balance
Interest
Rate
Annual
Percentage
Yield
up to $9,999.99 ** $1,000.00 0.05% 0.05%
$10,000.00 - $19,999.99 ** $1,000.00 0.05% 0.05%
$20,000.00 - $39,999.99 ** $1,000.00 0.05% 0.05%
$40,000.00 and up ** $1,000.00 0.05% 0.05%
** The interest rate and annual percentage yield may change after account opening. Fees may reduce earnings on the account(s).

 
N.O.W. ACCOUNTS
Description Minimum
Balance
Interest
Rate
Annual
Percentage
Yield
N.O.W. Account** $500.00 0.05% 0.05%
** The interest rate and annual percentage yield may change after account opening. Fees may reduce earnings on the account(s).

 
SUPER N.O.W. ACCOUNTS
Description Minimum
Balance
Interest
Rate
Annual
Percentage
Yield
Super N.O.W. Account ** $2,500.00 0.05% 0.05%
** The interest rate and annual percentage yield may change after account opening. Fees may reduce earnings on the account(s).

 
IRA's
Description Minimum
Balance
Interest
Rate
Annual
Percentage
Yield
Up to 24-Month Term $100.00 0.50% 0.50%
36-Month Term $100.00 0.80% 0.80%
48-Month Term $100.00 1.10% 1.10%
60-Month Term $100.00 1.40% 1.41%
** The interest rate and annual percentage yield may change after account opening. Fees may reduce earnings on the account(s).
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